Here's how:
- Click the 'Office' Button in Excel.
- Click the 'Save As' option.
- Click the 'Tools' option on the 'Save As' dialog box.
- Click 'General Options' from the drop-down list.
- Set the required passwords.
- Check the 'Read-only recommended' option to make your file read only by default.
- Click 'OK' to save the settings.
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